Friday, May 23, 2008

Credit Report Info

380 is the worse and 850 is flawless
680 is average and 750+ is a+ in their book.
My current rating is 783 slightly down from 800 range
due to required inquiries when we got new credit card.
Chris discussed ways of even bettering our scores.
He had only pulled the Experian credit report to review.

He pointed us to the official Annual Credit Report site.
Everyone is allowed FREE credit reports ANNUALLY.
There are three different credit reporting companies:
Trans Union, Experian, and Equifax
It's good to review them comparing results.
Not all companies report to all three of them.

We found another site which charges for reports but has
helpful Credit Report Information and Explanations:
Tutorial on Equifax Credit Reports
Tutorial on Experian Credit Reports

Tutorial on Trans Union Credit Reports
Posting these here not to lose valuable links!!!

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