We were pre-approved

We headed to our bank aka credit union this morning.
We sat down with loan officer to get pre-approved.
Chris, the guy we spoke with, was great.
He pulled up our credit reports and explained them.
Being newly married I still have old credit cards.
I was going to get rid of them but he said keep them!
As long as they are kept paid up they are helping.
Especially the one I've had forever with a huge limit.

Closing costs range from 1,500 to 2,000
with 375 upfront to get the ball rolling.
An appraisal will be requested and title search.
A down payment of 5% is required.
The bank will finance 80% of wood frames
and 65 - 75% for double wide mobile homes.
It usually takes from 30-45 days to closing.
FYI: Current interest rate is 6 1/4